SERVICES
Professional Liability
At Insurance Simplistic, we provide Professional Liability Insurance (also known as Errors & Omissions Insurance) for businesses and independent professionals in Palm Springs, Palm Desert, Indio, Cathedral City, and across the Coachella Valley. If your work involves offering advice, services, or specialized expertise, one mistake—or even an accusation of one—can lead to a costly lawsuit.
That’s why our tailored policies offer the protection you need to keep doing what you do best, with confidence.
What Is Professional Liability Insurance?
Professional Liability Insurance protects your business from claims of negligence, errors, omissions, or failure to deliver services as promised. Even if a claim is baseless, the legal fees and reputational damage can be significant.
This type of coverage is essential for:
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Consultants & Coaches
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Accountants & Bookkeepers
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Real Estate Agents & Brokers
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Architects & Engineers
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IT Professionals & Web Developers
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Marketing & Creative Agencies
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Medical and Legal Professionals
What Does Professional Liability Cover?
Our policies can help cover:
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Legal defense costs and attorney fees
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Settlements and judgments
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Allegations of misrepresentation or negligence
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Breach of contract or failure to deliver services
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Claims of inaccurate advice or professional error
Without the right insurance, a single lawsuit could disrupt or even shut down your business — even if you did nothing wrong.
Local Support. Reliable Coverage.
As a Palm Springs-based agency, we work closely with businesses across the Coachella Valley to provide affordable, industry-specific coverage. Our Professional Liability Insurance policies are designed to meet California’s legal and licensing requirements while giving you peace of mind.
We proudly serve businesses in the Coachella Valley and California, including:
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Palm Springs
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Indio
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Cathedral City
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Palm Desert
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La Quinta
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Rancho Mirage
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Desert Hot Springs
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Los Angeles
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San Diego and more!
Why Choose Insurance Simplistic?
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Local Experts Who Understand Your Industry
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Custom Coverage for Professionals
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Quick Quotes with No Hassle
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Claims Support When You Need It Most
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Trusted by Coachella Valley Businesses
Get a Free Quote for Professional Liability Insurance
Protect your reputation, your livelihood, and your business future. Contact Insurance Simplistic today for a fast, no-obligation quote on Professional Liability Insurance in Palm Springs and the surrounding Coachella Valley.
Call (760) 600-7200 or Request a Free Quote now.